Senior Credit Risk Analyst Job Vacancy in Zorzor, Liberia – Banking & Finance

Job Description

Position: Senior Credit Risk Analyst

Company: Standard Chartered Bank

Location: Zorzor, Liberia

Experience: 5+ years in credit risk analysis, preferably in banking sector

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: SSP 30,000 – 45,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank is a leading international banking group with a strong presence across Africa, including Liberia. The bank is committed to fostering sustainable economic growth, supporting local businesses, and delivering innovative financial solutions to individuals and corporations. With a reputation for integrity, customer focus, and community involvement, Standard Chartered provides a dynamic environment where talent thrives and careers advance. As part of its strategic expansion, the bank continues to invest in robust risk management frameworks to safeguard assets and ensure regulatory compliance, making it an attractive employer for finance professionals seeking challenging and rewarding opportunities.

Job Overview

The Senior Credit Risk Analyst will play a pivotal role in assessing creditworthiness, monitoring portfolio performance, and developing risk mitigation strategies for Standard Chartered Bank’s lending activities in Liberia. This position involves close collaboration with relationship managers, underwriting teams, and senior leadership to ensure that credit decisions align with the bank’s risk appetite and regulatory standards. The role offers exposure to a diverse range of client segments, including SMEs, corporate borrowers, and government entities, providing a comprehensive view of the Liberian financial landscape. For more information about career opportunities, visit our main portal at https://liberiajobsearch.com.

Key Responsibilities

• Conduct thorough credit analyses of loan applications, including financial statement review, cash flow modeling, and industry assessment.
• Prepare detailed credit memorandums and present findings to credit committees for approval.
• Monitor existing loan portfolios, identify early warning signals, and recommend corrective actions.
• Develop and maintain credit risk rating models tailored to the Liberian market.
• Collaborate with relationship managers to structure appropriate loan terms and covenants.
• Ensure compliance with Basel III, local regulatory guidelines, and internal risk policies.
• Provide mentorship and training to junior analysts on credit assessment techniques.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and financial modeling.
• Excellent written and verbal communication skills for preparing reports and presenting to stakeholders.
• Deep understanding of banking products, credit risk frameworks, and regulatory environments.
• Ability to work independently and make sound judgments under pressure.
• High level of integrity, attention to detail, and commitment to confidentiality.

Education

Candidates must hold at least a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline. Professional certifications such as CFA, FRM, or equivalent are highly desirable and will be considered an advantage during the selection process.

Experience

A minimum of five years of experience in credit risk analysis within a reputable banking institution is required. Experience in emerging markets, particularly in West Africa, will be valued, as will prior exposure to SME and corporate credit underwriting.

Salary

The compensation package ranges from SSP 30,000 to SSP 45,000 per month, commensurate with experience and qualifications. In addition to the base salary, performance-based bonuses and other incentives are offered to recognize outstanding contributions.

Benefits

• Comprehensive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer matching contributions.
• Paid annual leave, sick leave, and public holidays in accordance with Liberian labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

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Training

• Onboarding program covering bank policies, risk management tools, and compliance standards.
• Continuous learning modules on advanced credit analytics, data visualization, and regulatory updates.
• Access to internal and external workshops, webinars, and industry conferences.

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Working Environment

Standard Chartered Bank offers a collaborative and inclusive workplace that encourages innovation and professional growth. The Zorzor office provides modern facilities, reliable IT infrastructure, and a supportive team culture that values diversity and work-life balance. Employees are empowered to contribute ideas, take ownership of projects, and engage in community outreach programs that align with the bank’s corporate social responsibility goals.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online application portal. Shortlisted applicants will be contacted for a preliminary interview, followed by technical assessments and a final interview with senior management. The recruitment timeline is typically four weeks from the application deadline.

Equal Opportunity Statement

Standard Chartered Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.