Credit Risk Analyst Job Vacancy in Barclayville, Liberia – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Ecobank Liberia

Location: Barclayville, Liberia

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: SSP 1,500,000 – SSP 2,500,000 per month

Vacancies:1

Company Overview

Ecobank Liberia is a leading pan‑African bank that has been operating in the Liberian market for over two decades. As part of the Ecobank Group, the bank offers a full suite of retail, corporate, and investment banking services to individuals, SMEs, and large enterprises across the country. The institution is committed to fostering financial inclusion, supporting economic growth, and delivering innovative digital solutions that meet the evolving needs of its customers. With a strong presence in Monrovia and expanding branches in regional towns such as Barclayville, Ecobank Liberia plays a pivotal role in the nation’s financial ecosystem, making it a top destination for Liberia Jobs and a catalyst for Career Opportunities in Liberia.

Job Overview

The Credit Risk Analyst will join the Risk Management Department to evaluate credit proposals, monitor portfolio performance, and develop risk mitigation strategies that align with the bank’s risk appetite. This role is essential for maintaining the soundness of the loan portfolio and ensuring compliance with regulatory standards. The successful candidate will work closely with relationship managers, underwriting teams, and senior risk officers to provide data‑driven insights that support sound lending decisions. For more information about the organization and its values, visit the Ecobank Liberia Careers Page. This position contributes directly to the bank’s mission of delivering secure and accessible banking services, reinforcing its reputation as a premier employer for Jobs in Liberia.

Key Responsibilities

• Analyze credit applications, financial statements, and market data to assess borrower creditworthiness.
• Prepare detailed credit risk reports, including risk ratings, exposure limits, and recommended actions.
• Monitor existing loan portfolios for early warning signals, delinquency trends, and covenant breaches.
• Collaborate with relationship managers to structure loan terms that balance client needs with risk controls.
• Maintain and enhance the bank’s credit risk models and scoring systems.
• Ensure compliance with the Central Bank of Liberia’s regulations and internal credit policies.
• Participate in periodic stress‑testing exercises and scenario analyses.
• Provide training and guidance to junior analysts on credit assessment techniques.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel, SQL, and statistical software.
• Excellent written and verbal communication skills for preparing clear risk reports.
• Attention to detail and ability to work under tight deadlines.
• Solid understanding of banking products, credit underwriting standards, and regulatory frameworks.
• Team‑oriented mindset with the capacity to influence cross‑functional stakeholders.

Education

A Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Candidates must have a minimum of three to five years of hands‑on experience in credit risk analysis, preferably within a commercial banking environment. Experience with loan portfolio monitoring, risk rating systems, and regulatory reporting will be highly valued.

Salary

The compensation package ranges from SSP 1,500,000 to SSP 2,500,000 per month, commensurate with experience and qualifications. The salary structure is competitive within the Banking & Finance sector and reflects the bank’s commitment to attracting top talent for Employment in Liberia.

Benefits

• Health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Performance‑based bonuses and annual salary reviews.
• Paid annual leave, sick leave, and public holidays.
• Employee assistance program and wellness initiatives.

Training

• Comprehensive onboarding program covering bank policies, risk management frameworks, and compliance standards.
• Access to continuous professional development courses, including risk modeling, financial analysis, and regulatory updates.
• Opportunities to attend regional banking conferences and workshops.

Working Environment

Ecobank Liberia offers a collaborative, inclusive, and technology‑driven workplace. The Barclayville branch provides a modern office setting equipped with secure data systems, meeting rooms, and a supportive team culture that encourages innovation and professional growth. Employees benefit from flexible working arrangements and a strong emphasis on work‑life balance, making it an attractive destination for those seeking long‑term career progression.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online application portal on the Ecobank Liberia Careers Page. Applications will be reviewed on a rolling basis, and shortlisted applicants will be invited for a virtual interview followed by an on‑site assessment at the Barclayville office.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and the belief that a diverse workforce drives better business outcomes and enriches the communities we serve.