Credit Risk Analyst Job Vacancy in Voinjama, Liberia – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Ecobank Liberia

Location: Voinjama, Liberia

Experience: 3-5 years in credit risk analysis, preferably in banking sector

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: 1,200,000 – 2,000,000 SSP per month

Vacancies:1

Company Overview

Ecobank Liberia, a subsidiary of the pan-African Ecobank Group, has been a cornerstone of the Liberian banking sector for over two decades. With a commitment to financial inclusion, innovative digital solutions, and sustainable growth, Ecobank Liberia serves individuals, SMEs, and large corporations across the nation. The bank’s presence in Voinjama reflects its strategic focus on expanding access to quality banking services in the northern regions of Liberia. As a leading employer, Ecobank offers dynamic career pathways, competitive compensation, and a culture that values integrity, teamwork, and continuous learning. Join a forward‑thinking institution that plays a pivotal role in the economic development of Liberia and contributes to the broader vision of a prosperous West Africa.

Job Overview

The Credit Risk Analyst will be responsible for evaluating credit proposals, monitoring portfolio performance, and ensuring compliance with regulatory standards. This role supports the Risk Management Department by providing data‑driven insights that safeguard the bank’s assets while facilitating responsible lending. The analyst will collaborate with relationship managers, underwriting teams, and senior risk officers to develop robust risk assessment frameworks. For more details, visit Liberia Job Search. This position offers a unique opportunity to influence credit policy, enhance risk mitigation strategies, and contribute to the bank’s mission of fostering economic growth. It is an essential role for anyone seeking to advance their career in finance within a vibrant, inclusive environment.

Key Responsibilities

• Analyze credit applications and financial statements.
• Assess borrower creditworthiness using quantitative models.
• Prepare risk rating reports for senior management.
• Monitor existing loan portfolios for early warning signs.
• Ensure compliance with Basel III and local regulations.
• Collaborate with product teams to design risk‑adjusted products.
• Provide recommendations for credit approvals or rejections.
• Maintain accurate risk data in the bank’s systems.

Required Skills

• Strong analytical and quantitative abilities.
• Proficiency in Excel, SQL, and risk‑management software.
• Excellent written and verbal communication.
• Attention to detail and high level of accuracy.
• Ability to work independently and within a team.
• Knowledge of Liberian banking regulations.
• Problem‑solving mindset with proactive approach.
• Ethical judgment and confidentiality.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should have three to five years of experience in credit analysis, risk assessment, or related financial roles, preferably within a banking or financial services environment. Experience with loan portfolio monitoring and regulatory compliance will be highly valued.

Salary

The successful candidate will receive a competitive monthly salary ranging from 1,200,000 to 2,000,000 SSP, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.

Benefits

• Health insurance coverage.
• Retirement savings plan.
• Paid annual leave and public holidays.
• Professional development allowance.
• Employee assistance program.
• Transportation stipend.

Training

• On‑boarding program covering bank policies and systems.
• Continuous risk‑management workshops.
• Access to online courses and certifications.
• Mentorship from senior risk officers.
• Leadership development tracks for high performers.

Working Environment

Ecobank Liberia offers a modern office setting in Voinjama equipped with state‑of‑the‑art technology, collaborative workspaces, and a supportive culture. Employees enjoy a balanced work‑life environment, flexible working arrangements where applicable, and a diverse team that values each individual’s contribution.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online portal on the Ecobank careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. Please ensure all documents are in PDF format.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy.