Credit Risk Analyst Job Vacancy in Gbarnga, Liberia – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Ecobank Liberia

Location: Gbarnga, Liberia

Experience: 3-5 years in credit analysis or risk management

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: SSP 1,500,000 – 2,500,000 per month

Vacancies:1

Company Overview

Ecobank Liberia is a leading pan-African banking institution with a strong presence across the continent. As part of the Ecobank Group, the bank offers a comprehensive suite of financial services, ranging from retail banking to corporate financing, and is committed to fostering economic growth in Liberia. With a reputation for innovation, customer centricity, and robust risk management, Ecobank Liberia plays a pivotal role in supporting businesses, entrepreneurs, and individuals throughout the country. The Gbarnga branch serves as a strategic hub for the bank’s outreach into the central region, providing essential banking services to a diverse client base and contributing to the nation’s financial inclusion agenda. This environment creates a dynamic platform for professionals seeking meaningful career advancement in the banking sector, making it an attractive destination for those searching for Liberia Jobs and seeking long‑term career growth.

Job Overview

The Credit Risk Analyst will join the Credit Risk Management department to evaluate loan applications, monitor existing credit portfolios, and develop risk mitigation strategies that align with Ecobank’s risk appetite. The role involves close collaboration with relationship managers, underwriting teams, and senior risk officers to ensure that credit decisions are data‑driven, compliant with regulatory standards, and supportive of the bank’s strategic objectives. This position offers a unique opportunity to influence the bank’s credit policies while contributing to the broader goal of sustainable economic development in Liberia. For more details, visit our career portal.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market data to assess creditworthiness of corporate and SME borrowers.
• Prepare detailed credit risk reports, including risk ratings, recommendation memos, and mitigation plans for senior management review.
• Monitor the performance of existing loan portfolios, identify early warning signs, and recommend corrective actions to minimize potential losses.
• Collaborate with relationship managers to structure loan terms that balance client needs with the bank’s risk parameters.
• Ensure compliance with local banking regulations, Basel III guidelines, and Ecobank Group risk policies.
• Participate in the development and continuous improvement of credit risk models and scoring systems.
• Contribute to the preparation of quarterly risk dashboards and regulatory reporting packages.
• Support the training of junior analysts and provide mentorship on credit assessment techniques.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for preparing clear risk assessments.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in Microsoft Office Suite, especially Excel; experience with credit risk software is a plus.
• Understanding of Liberian banking regulations and international risk standards.
• Team‑oriented mindset with the capacity to collaborate across departments.

Education

A Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should possess 3‑5 years of hands‑on experience in credit analysis, loan underwriting, or risk management within a banking or financial services environment. Experience in the Liberian market or West African region is highly valued.

Salary

The compensation package ranges from SSP 1,500,000 to SSP 2,500,000 per month, commensurate with experience and qualifications. The package also includes performance‑based bonuses and a comprehensive benefits suite.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Transportation allowance for commuting to the Gbarnga office.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering Ecobank’s risk framework and operational procedures.
• Continuous professional development courses in credit risk, financial analysis, and regulatory compliance.
• Access to Ecobank Group’s e‑learning platform for certifications and skill enhancement.

Working Environment

Ecobank Liberia offers a collaborative, inclusive, and technology‑enabled workplace. The Gbarnga office features modern workstations, secure data systems, and a culture that encourages innovation and continuous improvement. Employees benefit from a supportive leadership team that values diversity, ethical conduct, and community engagement, making it an ideal setting for those seeking Employment in Liberia and a rewarding career path.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment at the Gbarnga branch.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and the belief that diverse perspectives drive better business outcomes. Join us and be part of a team that values your unique contributions while advancing your professional growth in Liberia.