Credit Risk Analyst Job Vacancy in Gbarnga, Liberia – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Ecobank Liberia

Location: Gbarnga, Liberia

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, Business Administration, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: SSP 1,200,000 – SSP 2,000,000 per month

Vacancies:1

Company Overview

Ecobank Liberia is a leading pan‑African bank with a strong presence across the continent, dedicated to fostering economic growth and financial inclusion in Liberia. Operating under the umbrella of Ecobank Group, the bank offers a comprehensive suite of retail, corporate, and investment banking services to individuals, SMEs, and large enterprises. With a commitment to innovation, sustainability, and community development, Ecobank Liberia has become a trusted partner for businesses seeking reliable financial solutions. The Gbarnga branch serves as a strategic hub for the Bong County region, supporting local enterprises, agricultural producers, and emerging entrepreneurs. As part of its mission to drive economic empowerment, Ecobank Liberia continuously invests in talent development, cutting‑edge technology, and robust risk management frameworks. This commitment creates a dynamic environment for professionals eager to contribute to Liberia’s financial sector while advancing their careers. The bank’s reputation for excellence, combined with its focus on customer‑centric services, makes it an attractive employer for ambitious individuals seeking long‑term growth in the banking industry.

Job Overview

The Credit Risk Analyst will play a pivotal role in assessing the creditworthiness of loan applicants, monitoring portfolio performance, and ensuring compliance with regulatory standards. Reporting to the Head of Credit Risk Management, the analyst will collaborate with relationship managers, underwriting teams, and senior executives to provide data‑driven insights that support sound lending decisions. This position offers a unique opportunity to work within a forward‑thinking financial institution that values analytical rigor, ethical standards, and continuous improvement. Candidates will engage with a diverse range of clients, from small agricultural cooperatives to large manufacturing firms, contributing directly to the bank’s mission of fostering sustainable economic development in Liberia. For more information about Ecobank’s vision and career pathways, visit the official website at https://liberiajobsearch.com/. This role is integral to the bank’s strategy of maintaining a healthy loan portfolio while expanding access to credit across the region.

Key Responsibilities

• Conduct comprehensive credit analyses of corporate and individual loan applications, including financial statement review, cash flow modeling, and industry risk assessment.
• Prepare detailed credit memorandums and risk rating recommendations for senior management approval.
• Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions to mitigate potential defaults.
• Collaborate with relationship managers to structure loan terms that align with risk appetite and client needs.
• Ensure compliance with Basel III, local banking regulations, and Ecobank’s internal credit policies.
• Develop and maintain credit risk dashboards and reporting tools to support strategic decision‑making.
• Participate in credit committee meetings, presenting findings and defending risk assessments.
• Stay updated on macro‑economic trends, sector developments, and regulatory changes affecting the Liberian banking landscape.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for preparing clear credit reports.
• Proficiency in MS Excel; experience with credit risk software (e.g., Moody’s Analytics, SAS) is a plus.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with the capacity to collaborate across departments.
• High ethical standards and commitment to confidentiality.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should possess 3‑5 years of hands‑on experience in credit analysis, loan underwriting, or risk assessment within a banking or financial services environment. Experience with SME lending, agricultural finance, or corporate credit in emerging markets is highly valued.

Salary

The position offers a competitive salary range of SSP 1,200,000 to SSP 2,000,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Transportation allowance for commuting to the Gbarnga branch.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering Ecobank’s risk management framework and compliance standards.
• Continuous professional development workshops on credit risk analytics, financial modeling, and regulatory updates.
• Access to online learning platforms and support for relevant certifications (CFA, FRM).

Working Environment

Ecobank Liberia provides a collaborative, inclusive, and technology‑enabled workplace. The Gbarnga office features modern workstations, secure data systems, and a culture that encourages knowledge sharing and innovation. Employees benefit from a supportive leadership team that values work‑life balance and recognizes high performance.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online application portal on the Ecobank careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment at the Gbarnga branch.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.