Credit Portfolio Manager Job Vacancy in Kakata, Liberia – Banking & Finance

Job Description

Position:Credit Portfolio Manager

Company:Ecobank Liberia

Location:Kakata, Liberia

Experience:5+ years in credit analysis and portfolio management

Education:Bachelor’s degree in Finance, Economics, or related field

Employment Type:Full-time

Industry:Banking & Finance

Department:Credit Management

Salary:SSP 12,000,000 – SSP 18,000,000 per annum

Vacancies:1

Company Overview

Ecobank Liberia is a leading pan-African banking institution with a strong presence across the continent. Established in Liberia in 2005, Ecobank has grown to become a trusted partner for individuals, SMEs, and large corporations seeking innovative financial solutions. The bank’s commitment to financial inclusion, digital transformation, and sustainable development aligns with the broader goals of Liberia’s economic growth. As part of its strategic expansion, Ecobank Liberia continuously invests in talent acquisition, offering dynamic career pathways and a supportive work environment. This role contributes directly to the bank’s mission of delivering superior credit services while fostering responsible lending practices throughout the region.

Ecobank’s reputation for excellence makes it a top choice for professionals seeking long‑term career growth in the banking sector. The institution’s robust training programs, competitive compensation packages, and emphasis on diversity and inclusion create an environment where employees can thrive. By joining Ecobank Liberia, you become part of a vibrant community that values integrity, innovation, and community impact, positioning yourself at the forefront of Liberia Jobs and broader African finance trends.

Job Overview

The Credit Portfolio Manager will lead the management of a diversified loan portfolio, ensuring optimal risk‑adjusted returns while maintaining compliance with regulatory standards. Reporting to the Head of Credit, you will oversee credit underwriting, monitoring, and restructuring activities for corporate and SME clients. This role is pivotal in shaping credit policy, enhancing portfolio performance, and supporting the bank’s strategic objectives. You will collaborate closely with relationship managers, risk analysts, and senior leadership to drive sound credit decisions that align with Ecobank’s commitment to responsible banking.

As part of the broader Hiring in Liberia initiative, this position offers a unique opportunity to influence the financial landscape of the country. The successful candidate will leverage analytical expertise, market insight, and leadership skills to manage credit risk, improve portfolio quality, and contribute to the bank’s growth trajectory. The role also involves mentoring junior analysts, fostering a culture of continuous improvement, and ensuring that all credit activities adhere to both internal policies and external regulatory requirements.

Key Responsibilities

• Lead the end‑to‑end credit underwriting process for corporate and SME loan proposals.
• Monitor and analyze portfolio performance, identifying emerging risks and recommending mitigation strategies.
• Develop and update credit policies, ensuring alignment with regulatory standards and market best practices.
• Collaborate with relationship managers to structure tailored financing solutions that meet client needs while protecting the bank’s interests.
• Prepare comprehensive credit reports and presentations for senior management and the Credit Committee.
• Oversee credit risk assessments, including stress testing and scenario analysis.
• Mentor and coach junior credit analysts, fostering professional development and knowledge sharing.
• Maintain accurate documentation and ensure compliance with all internal audit requirements.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• In‑depth knowledge of credit risk assessment, loan structuring, and portfolio management.
• Excellent communication and negotiation skills for interacting with clients and internal stakeholders.
• Proficiency in banking software and MS Office Suite, particularly Excel.
• Ability to work independently and lead cross‑functional teams.
• High ethical standards and a commitment to regulatory compliance.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are highly desirable and will be considered an advantage during the selection process.

Experience

Minimum of five (5) years of progressive experience in credit analysis, portfolio management, or related banking functions. Prior experience in a supervisory or managerial role within a reputable financial institution is essential.

Salary

The compensation package ranges from SSP 12,000,000 to SSP 18,000,000 per annum, commensurate with experience and qualifications. The package includes performance‑based incentives, health benefits, and retirement contributions.

Benefits

• Comprehensive health insurance coverage.
• Retirement savings plan with employer matching.
• Annual performance bonuses.
• Professional development allowance.
• Paid annual leave and public holidays.

Training

• Onboarding program covering Ecobank’s credit policies, systems, and compliance framework.
• Continuous learning opportunities through internal workshops, external seminars, and e‑learning platforms.
• Leadership development tracks for high‑potential employees.

Working Environment

Ecobank Liberia offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Kakata’s business district. Employees benefit from modern office facilities, flexible working arrangements, and a culture that encourages innovation and teamwork. The bank’s commitment to diversity ensures a respectful environment where all voices are heard.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role via the online portal at https://liberiajobsearch.com/. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.