Commercial Credit Analyst Job Vacancy in Gbarnga, Liberia – Banking & Financial Services

Job Description

Position: Commercial Credit Analyst

Company: Ecobank Liberia

Location: Gbarnga, Liberia

Experience: 3-5 years in credit analysis within banking sector

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Department

Salary: SSP 1,500,000 – SSP 2,500,000 per month

Vacancies:1

Company Overview

Ecobank Liberia is a leading pan-African bank with a strong presence across West Africa. Established in Liberia in 2005, the bank offers a comprehensive suite of retail, corporate, and investment banking services. With a commitment to financial inclusion, Ecobank supports small and medium enterprises, promotes digital banking, and contributes to economic development in Liberia. As part of a larger network spanning 33 African countries, Ecobank Liberia provides career opportunities that align with global standards while fostering local talent. This role offers a unique chance to be part of a dynamic team that drives credit decisions, supports sustainable growth, and enhances the bank’s reputation for excellence. Candidates will find a collaborative environment that values innovation, integrity, and community impact, making it an ideal place for professionals seeking long‑term career advancement in the banking sector.

Job Overview

The Commercial Credit Analyst will be responsible for evaluating creditworthiness of corporate clients, preparing detailed credit proposals, and recommending loan structures that align with the bank’s risk appetite. Working closely with relationship managers, the analyst will conduct financial analysis, assess industry trends, and ensure compliance with internal policies and regulatory requirements. This position plays a critical role in supporting the bank’s loan portfolio growth while maintaining rigorous risk standards. For more information about Ecobank Liberia and its commitment to excellence, visit the official website at https://liberiajobsearch.com/. The role is central to the bank’s mission of providing reliable financial services and creating job opportunities across Liberia, contributing to the broader goal of economic empowerment.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market data to assess credit risk.
• Prepare comprehensive credit memorandums and present findings to the Credit Committee.
• Collaborate with relationship managers to structure loan terms that meet client needs and bank policies.
• Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions.
• Ensure compliance with Basel III guidelines, local regulations, and internal risk frameworks.
• Maintain accurate documentation in the bank’s credit management system.
• Stay updated on industry developments, economic indicators, and competitive landscape.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in MS Office, especially Excel, and familiarity with credit analysis software.
• Team‑player mindset with the capacity to collaborate across departments.
• High ethical standards and commitment to confidentiality.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, CPA, or equivalent are advantageous but not mandatory.

Experience

Applicants should have 3 to 5 years of hands‑on experience in credit analysis, preferably within a commercial banking environment. Experience evaluating corporate borrowers in sectors such as manufacturing, trade, agribusiness, or services will be considered a strong asset.

Salary

The compensation package ranges from SSP 1,500,000 to SSP 2,500,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Professional development allowance.
• Employee assistance program.

Training

• Comprehensive onboarding program covering bank policies, credit risk frameworks, and systems.
• Ongoing training workshops on financial analysis, regulatory updates, and leadership skills.
• Access to e‑learning platforms and industry certifications.

Working Environment

The role is based in Ecobank’s modern office in Gbarnga, featuring open‑plan workspaces, meeting rooms equipped with video‑conferencing technology, and a collaborative culture that encourages knowledge sharing. The bank promotes a healthy work‑life balance and provides a safe, inclusive environment for all employees.

Application Process

Interested candidates should submit an online application through the Ecobank careers portal, attaching a current resume and a cover letter outlining relevant experience. Shortlisted applicants will be invited for a preliminary interview, followed by a technical assessment and a final interview with senior credit leadership. The recruitment process aims to be transparent, timely, and respectful of all applicants.

Equal Opportunity Statement

Ecobank Liberia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive workplace where all qualified individuals, regardless of gender, race, religion, age, disability, or any other protected characteristic, can thrive. All employment decisions are based on merit, qualifications, and business needs.